Financial Planner

Biggd · 10-26-2017, 02:06 PM

There is an Edward Jones office in Meredith on Main St. I'm not recommending them because I've never dealt with that company but I find dealing with a mutual fund company much better than a bank.
I have used Vanguard for over 40 years but they don't have local offices. Try searching Fidelity in the NH lakes region.

Knomad · 10-26-2017, 02:28 PM

We use Ameriprise out of Portsmouth. Scott Schamesman is the Senior Financial Advisor. We've been please with our dealings with him over the years.

Major · 10-26-2017, 02:58 PM

Quote:

Originally Posted by Biggd

There is an Edward Jones office in Meredith on Main St. I'm not recommending them because I've never dealt with that company but I find dealing with a mutual fund company much better than a bank.
I have used Vanguard for over 40 years but they don't have local offices. Try searching Fidelity in the NH lakes region.

I use Vanguard too, but Mike Bodnar of Edward Jones is a very honest, good guy. Mike can be reached at 738-4217. Good luck.

Doobs41378 · 10-26-2017, 06:26 PM

Quote:

Originally Posted by Biggd

There is an Edward Jones office in Meredith on Main St. I'm not recommending them because I've never dealt with that company but I find dealing with a mutual fund company much better than a bank.
I have used Vanguard for over 40 years but they don't have local offices. Try searching Fidelity in the NH lakes region.

If you have over 50k Vanguard offers this service.

https://investor.vanguard.com/financ...nancial-advice

Sent from my iPhone using Winnipesaukee Forum mobile app

Woody38 · 10-26-2017, 07:29 PM

All mutual funds will offer this service as they are looking to secure your account. As always anyone's information is as good as the information you give them. I deal with T. Rowe Price mutual fund and have availed myself of their service to keep a check on my thinking.
Not T. Rowe but a planner once told me that I needed bonds in my portfolio as I had none. Should I have gone with that information I would have lots less today.

My philosophy works for me and I surely would not expect anyone to adopt it.

I am a retired workaholic and continuing aquaholic.

FlyingScot · 10-27-2017, 09:05 AM

I'm with Doobs on Vanguard. As you'll see on their website, which is corroborated by tons of independent academic research available elsewhere, minimizing financial planning and management costs is critical to long-term returns. The 1%/year that most planners or investment firms charge adds up incredibly when you have a 10-20 year horizon. Furthermore, virtually nobody beats market indexes over extended time periods.

Vanguard will not give you the warm fuzzies that a local face-to-face will, but their telephone support is surprisingly good, and it will leave thousands of dollars more in your pocket.

Good luck!

Biggd · 10-27-2017, 09:34 AM

I've been with Vanguard for over 40 years now and I've never been disappointed. Although I've always made my own financial decisions on what funds to buy I have just recently signed up for their advisor servicers. I'm reaching the age where I'm planning on retiring soon and my wife has no clue about our investments. I'm more worried about if something happens to me, she will need someone to advise her if I'm not around or not able to.
Also I've been very good at accumulating money but I feel I need help when I'm at the point where I'm going to start withdrawing funds from my retirement accounts.
Their fee is very low as compared to most advisory services. I only signed up for this service 6 months ago and I've been very impressed with the changes so far.

Woody38 · 10-27-2017, 06:09 PM

In my mind there are three good mutual funds. Vanguard, although one has to be careful picking the funds, suggest looking into the Vanguard Fund Advisor. Fidelity and T. Rowe Price are also in the top category. T. Rowe may be a little conservative but I pick my own investments. That said I did have a big loss in the past and it took me a little time to recoup and since then all has been good.

I am a retired workaholic and continuing aquaholic.

10-27-2017, 09:05 AM	#6
FlyingScot Senior Member Join Date: Jun 2016 Location: Tuftonboro and Sudbury, MA Posts: 2,390 Thanks: 1,289 Thanked 1,020 Times in 630 Posts	Second for Vanguard I'm with Doobs on Vanguard. As you'll see on their website, which is corroborated by tons of independent academic research available elsewhere, minimizing financial planning and management costs is critical to long-term returns. The 1%/year that most planners or investment firms charge adds up incredibly when you have a 10-20 year horizon. Furthermore, virtually nobody beats market indexes over extended time periods. Vanguard will not give you the warm fuzzies that a local face-to-face will, but their telephone support is surprisingly good, and it will leave thousands of dollars more in your pocket. Good luck!

10-27-2017, 09:34 AM	#7
Biggd Senior Member Join Date: Nov 2016 Location: Waltham Ma./Meredith NH Posts: 4,135 Thanks: 2,232 Thanked 1,193 Times in 759 Posts	I've been with Vanguard for over 40 years now and I've never been disappointed. Although I've always made my own financial decisions on what funds to buy I have just recently signed up for their advisor servicers. I'm reaching the age where I'm planning on retiring soon and my wife has no clue about our investments. I'm more worried about if something happens to me, she will need someone to advise her if I'm not around or not able to. Also I've been very good at accumulating money but I feel I need help when I'm at the point where I'm going to start withdrawing funds from my retirement accounts. Their fee is very low as compared to most advisory services. I only signed up for this service 6 months ago and I've been very impressed with the changes so far. Last edited by Biggd; 10-27-2017 at 10:14 AM.

10-26-2017, 02:06 PM	#1
Biggd Senior Member Join Date: Nov 2016 Location: Waltham Ma./Meredith NH Posts: 4,135 Thanks: 2,232 Thanked 1,193 Times in 759 Posts	There is an Edward Jones office in Meredith on Main St. I'm not recommending them because I've never dealt with that company but I find dealing with a mutual fund company much better than a bank. I have used Vanguard for over 40 years but they don't have local offices. Try searching Fidelity in the NH lakes region.

10-26-2017, 02:28 PM	#2
Knomad Senior Member Join Date: Apr 2004 Location: Center Tuftonboro Posts: 174 Thanks: 0 Thanked 33 Times in 19 Posts	We use Ameriprise out of Portsmouth. Scott Schamesman is the Senior Financial Advisor. We've been please with our dealings with him over the years.

10-26-2017, 07:29 PM	#5
Woody38 Senior Member Join Date: May 2016 Posts: 578 Thanks: 46 Thanked 110 Times in 81 Posts	All mutual funds will offer this service as they are looking to secure your account. As always anyone's information is as good as the information you give them. I deal with T. Rowe Price mutual fund and have availed myself of their service to keep a check on my thinking. Not T. Rowe but a planner once told me that I needed bonds in my portfolio as I had none. Should I have gone with that information I would have lots less today. My philosophy works for me and I surely would not expect anyone to adopt it. I am a retired workaholic and continuing aquaholic.

10-27-2017, 06:09 PM	#8
Woody38 Senior Member Join Date: May 2016 Posts: 578 Thanks: 46 Thanked 110 Times in 81 Posts	In my mind there are three good mutual funds. Vanguard, although one has to be careful picking the funds, suggest looking into the Vanguard Fund Advisor. Fidelity and T. Rowe Price are also in the top category. T. Rowe may be a little conservative but I pick my own investments. That said I did have a big loss in the past and it took me a little time to recoup and since then all has been good. I am a retired workaholic and continuing aquaholic.