Island Camp Homeowners Insurance?

[Blue Thunder]

Originally Posted by codeman671

Yes, I am still with Hanover. We had an insurance claim this year due to a failed window that caused some water damage, so we figured that we would stay with them and revisit after the claim was over. Honestly they were great to deal with, paid everything asked for and did not fight at all on the claim so I am very pleased with them in the end.

The question was actually being posed for someone else, a buyer for our home. He doesn't want to combine policies with his primary for some reason unbeknownst to me.

Yeah, got that but I was going back to your OP about Hanover increasing your premium and what was the reason. The exact same thing happened to many of my fellow islanders over on Sebago this past season. In some cases the premium doubled for no reason and they had to look elsewhere.

[codeman671]

Originally Posted by Blue Thunder

Yeah, got that but I was going back to your OP about Hanover increasing your premium and what was the reason. The exact same thing happened to many of my fellow islanders over on Sebago this past season. In some cases the premium doubled for no reason and they had to look elsewhere.

They indicated that they had it rated wrong. They had it rated as a mainland property which would be easier to insure due to availability of public services such as fire and police. Typically if an island property catches fire, by the time the fire department arrives they better bring marshmallows instead of hoses.

[Plumberswife]

We have Chalmers for an agent and Vermont Mutual for our carrier. They're wonderful