Fire in Loon Cove today.

[Mr. V]

Originally Posted by betterthanbacon

Insurance covers stupidity. But...
If the owners were the one burning leaves? I would think will give the insurance company a reason of doubt or speculation.

It is covered.

As would damage to your roof be covered if you erroneously felled a tree that landed on it.

Or if the house burned down from a lit cigarette you held in your hand while falling asleep.