Island Insurance

hampfarms · 07-21-2014, 11:35 AM

I've owned an island home for 13 years and have insurance through Hingham Mutual at this time. My renewal just came in at 4X the amount of last year. Does anyone have any companies you might use for island home owner insurance?

Chaselady · 07-21-2014, 04:13 PM

Friends on Cow mentioned THE Concord Group through Cross Insurance agency.
I believe Cross has an office in Moultonboro. Call me if you need more info. I believe you have my #.

wifi · 07-21-2014, 04:16 PM

Quote:

Originally Posted by Chaselady

Friends on Cow mentioned THE Concord Group through Cross Insurance agency.
I believe Cross has an office in Moultonboro. Call me if you need more info. I believe you have my #.

They closed the Moultonboro office, its now a thrift shop, and pulled all the people into the Meredith location, next to Duncan Donuts, across from Hannaford

dippasan · 07-21-2014, 09:09 PM

We went through Avery Insurance in Wolfeboro

Slickcraft · 07-22-2014, 04:52 AM

Quote:

Originally Posted by Chaselady

Friends on Cow mentioned THE Concord Group through Cross Insurance agency.
I believe Cross has an office in Moultonboro. Call me if you need more info. I believe you have my #.

We have island insurance by the Concord Group through the Cross office in Alton. Reasonably priced.
http://www.winnipesaukee.com/forums/...land+insurance

jazzman · 07-22-2014, 09:23 AM

Yup Concord Group through Avery in Wolfeboro too... Concord would only do it if we gave them our primary house too.

Think is was around $700/yr for our island house that they say the replacement value on is $180k or so.

codeman671 · 07-22-2014, 10:29 AM

Island insurance is getting tougher every year. We had Hanover, but they wanted to bundle all of our policies together to get it.

A lot of the companies that are handling it for islanders now will not write them any more. When we were selling our place, I called around to help the new buyer obtain insurance as he was having problems. I called many of the places that fellow forum members were using and heard multiple times that they could not write them any longer and that those people were grandfathered in.

Have a log home on an island? That's even tougher to cover....

MAXUM · 07-22-2014, 01:45 PM

State Farm did ours with no problem at all. Expect that it'll be more expensive though than if the place was on the mainland.

07-21-2014, 11:35 AM	#1
hampfarms Member Join Date: Mar 2008 Posts: 28 Thanks: 3 Thanked 6 Times in 5 Posts	Island Insurance I've owned an island home for 13 years and have insurance through Hingham Mutual at this time. My renewal just came in at 4X the amount of last year. Does anyone have any companies you might use for island home owner insurance?

07-21-2014, 09:09 PM	#4
dippasan Senior Member Join Date: Sep 2011 Location: Hooksett NH and Sleepers Isl Posts: 392 Thanks: 288 Thanked 190 Times in 83 Posts	Avery We went through Avery Insurance in Wolfeboro __________________ Luck is when preparedness meets opportunity

07-21-2014, 04:13 PM	#2
Chaselady Senior Member Join Date: Sep 2012 Location: Melvin Village Posts: 309 Thanks: 150 Thanked 105 Times in 73 Posts	Friends on Cow mentioned THE Concord Group through Cross Insurance agency. I believe Cross has an office in Moultonboro. Call me if you need more info. I believe you have my #.

The Following User Says Thank You to wifi For This Useful Post:
Chaselady (07-21-2014)

07-22-2014, 09:23 AM	#6
jazzman Senior Member Join Date: Jul 2011 Location: Mont Vernon NH & Big Barndoor Island Posts: 321 Thanks: 4 Thanked 184 Times in 62 Posts	Yup Concord Group through Avery in Wolfeboro too... Concord would only do it if we gave them our primary house too. Think is was around $700/yr for our island house that they say the replacement value on is $180k or so.

07-22-2014, 10:29 AM	#7
codeman671 Senior Member Join Date: Jan 2005 Posts: 3,499 Thanks: 221 Thanked 815 Times in 489 Posts	Island insurance is getting tougher every year. We had Hanover, but they wanted to bundle all of our policies together to get it. A lot of the companies that are handling it for islanders now will not write them any more. When we were selling our place, I called around to help the new buyer obtain insurance as he was having problems. I called many of the places that fellow forum members were using and heard multiple times that they could not write them any longer and that those people were grandfathered in. Have a log home on an island? That's even tougher to cover....

07-22-2014, 01:45 PM	#8
MAXUM Senior Member Join Date: Apr 2004 Location: Kuna ID Posts: 2,755 Thanks: 246 Thanked 1,942 Times in 802 Posts	State Farm did ours with no problem at all. Expect that it'll be more expensive though than if the place was on the mainland.