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Old 12-02-2020, 07:49 PM   #1
Sue Doe-Nym
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Default Agent for Medicare supplemental insurance

Someone a while back, one of the forum members, suggested an excellent agent who would be helpful in choosing appropriate Medicare supplemental insurance, and I cannot find the posts. If anyone can help, weíll be grateful. The deadline to change is coming right up. Thank you in advance.
Sue
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Old 12-02-2020, 08:11 PM   #2
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Hi Sue,

Maybe it was in this thread, post #34?

https://www.winnipesaukee.com/forums...ent#post324975

Good Luck
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Old 12-02-2020, 08:19 PM   #3
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I don't remember a thread here, but I called and trust USAA. I called a couple of the numbers advertising on TV. One directed me to a variety of other insurances (car, home, disability). Another hung up when I gave them my ZIP code. I'd say, lots of scams preying on elders. If you have children or other younger advisors, talk to them before you buy.
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Old 12-02-2020, 08:25 PM   #4
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Quote:
Originally Posted by Seaplane Pilot View Post
Hi Sue,

Maybe it was in this thread, post #34?

https://www.winnipesaukee.com/forums...ent#post324975

Good Luck
Thatís the one! I canít thank you enough for getting back to me so quickly! We spent hours on the phone this afternoon, and the Anthem agents were not helpful or knowledgeable....very frustrating, to say the least. The two of us are in foul moods as a result, so tomorrow morning will be more productive, hopefully.
Thanks again.
Sue
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Old 12-03-2020, 04:13 AM   #5
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Default supplement

Quote:
Originally Posted by Sue Doe-Nym View Post
Thatís the one! I canít thank you enough for getting back to me so quickly! We spent hours on the phone this afternoon, and the Anthem agents were not helpful or knowledgeable....very frustrating, to say the least. The two of us are in foul moods as a result, so tomorrow morning will be more productive, hopefully.
Thanks again.
Sue
If you would like I will PM you the name & number of a very up to date & honest gentleman from Gilford
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Old 12-03-2020, 05:48 AM   #6
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Sue, I don't know from personal experience but a lot of people from the Wolfeboro area use Doran Insuance in Wolfeboro for this. It is almost across from the Wright Museum in Wolfeboro. From what I hear it is one of their specialities.
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Old 12-03-2020, 07:49 AM   #7
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Default Medicare and Medicare Supplements

I find Servicelink of NH very helpful and figuring out the ins and outs of not only Medicare but Medicaid as well. They have an office in Laconia.

As for supplemental, I choose Melcher and Prescott in Laconia. They determine your needs first before finding a supplemental to fit your need. They are an independent agent so you can choose from a variety of vendors. At the end of the annual Medicare brochure, you should find a catalog of companies.

I found out just recently my credit union, has an independent insurance specialist on staff. She also gave my guidance. Her opinions and Melcher and Prescott were pretty much in line. So I get to pick a nice, reasonably priced package. Check with your bank!
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Old 12-03-2020, 08:02 AM   #8
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Default Thanks to you all....

Your helpful replies should also be guides for others with similar questions. Also received number of PMs, and appreciate those as well.
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Old 12-03-2020, 08:23 AM   #9
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Give Kelly a call.... she is AWESOME and local!

https://benefitspuzzle.com/

Woodsy
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Old 12-03-2020, 06:47 PM   #10
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Default I think it was my previous post

I had posted last year that I found an agent particularly helpful and not pushy. I ultimately went with his recommendation and was very satisfied. He proactively contacted me in September suggesting two other Medicare Advantage plans that were now available in my part of the Lakes Region and were even better for me for this year. I highly recommend him. Hope he can help you.

Kevin Woosley
p. 877-581-5373 ext. 632 │ f. 855-844-5679
kwoosley@hpone.com
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Old 12-06-2020, 12:14 PM   #11
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I believe you're referring to my post at https://www.winnipesaukee.com/forums...nt#post324975:

"His name is Todd Reagin, owner of Maine Medicare Options. https://www.mainemedicareoptions.com/
Phone numbers: (207) 370-0143 or (866) 976-9038"

I had spectacular service from him. Extremely knowledgeable and wise. I recommend him with no reservations at all.

I have an Advantage plan from Harvard Pilgrim called "Stride" that I've been pretty happy with. A full shoulder replacement cost me about $550 and full hip replacement was about $1200 out of pocket, everything included (physical therapy etc.), which is a fraction of the full cost for those interventions. On the negative side, I pay about $3000 for Medicare A & B plus the Advantage plan (which is only an extra $44 a month) and used almost no health services this year due to the pandemic. But that's what happens with insurance---you buy it "in case" you need it, and you feel a bit cheated if you pay that much and don't need it.

A question I've never resolved is how much those joint replacements would have cost me if I had NO extra insurance except for the free part of Medicare (Part A). Some experts claim it would come out to about the same.

If you have anything complicated in your personal situation, I don't recommend Service Link. I met with them and found they were not knowledgeable about some thorny issues going beyond the ordinary.
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Old 12-06-2020, 12:28 PM   #12
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Default Thanks for the help!

After many phone calls on this, it turns out that sticking with what we have is the best solution because itís ďgrandfatheredĒ, no longer offered to new applicants, and is more comprehensive and less expensive than its replacement. So....before you scrap what you have in place, be sure that the change is warranted.
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