Island Homeowners Insurance

gecko1 · 04-11-2017, 10:35 AM

I currently have a home on Mark Island and my homeowners insurance seems to raise dramatically every year as the bigger companies change their rules and get more conservative about covering these types of properties. Unfortunately, my insurance provider on my primary home in MA won't cover it either.

Does anyone have any leads about companies that understand the Island market and will cover at a reasonable rate?

Appreciate the help. Thx

thinkxingu · 04-11-2017, 11:07 AM

I don't have specific recommendations, but New England Risk Management in Manchester might be a good start--they do a lot of the insurance for my association.

Sent from my XT1528 using Tapatalk

Barney Bear · 04-11-2017, 12:01 PM

Use the search option on the home page to find many suggestions presented previously. 🔍

AC2717 · 04-11-2017, 12:11 PM

search out agents that have Vermont Mutual and/or Phoenix Mutual as carriers

ursa minor · 04-11-2017, 12:54 PM

I recommend calling Avery Insurance in Wolfeboro. They're very familiar with island properties and also represent Phoenix Mutual, a New Hampshire company. Good luck!

Barney Bear · 04-11-2017, 01:11 PM

Our property on East Bear Island has been insured since 1967 by Vermont Mutual through the Melcher & Prescott Agency in Laconia. 🐻

04-11-2017, 10:35 AM	#1
gecko1 Junior Member Join Date: Apr 2013 Posts: 8 Thanks: 0 Thanked 1 Time in 1 Post	Island Homeowners Insurance I currently have a home on Mark Island and my homeowners insurance seems to raise dramatically every year as the bigger companies change their rules and get more conservative about covering these types of properties. Unfortunately, my insurance provider on my primary home in MA won't cover it either. Does anyone have any leads about companies that understand the Island market and will cover at a reasonable rate? Appreciate the help. Thx

04-11-2017, 12:01 PM	#3
Barney Bear Senior Member Join Date: May 2004 Posts: 962 Thanks: 495 Thanked 273 Times in 174 Posts	Island Home Insurance Use the search option on the home page to find many suggestions presented previously. 🔍

04-11-2017, 12:11 PM	#4
AC2717 Senior Member Join Date: Apr 2007 Location: Maynard, MA & Paugus Bay Posts: 2,521 Thanks: 747 Thanked 344 Times in 257 Posts	search out agents that have Vermont Mutual and/or Phoenix Mutual as carriers __________________ Capt. of the "No Worries"

04-11-2017, 12:54 PM	#5
ursa minor Senior Member Join Date: Aug 2010 Location: Tuftonborough & Franklin MA Posts: 265 Thanks: 99 Thanked 143 Times in 64 Posts	I recommend calling Avery Insurance in Wolfeboro. They're very familiar with island properties and also represent Phoenix Mutual, a New Hampshire company. Good luck! __________________ " Any day with a boat ride in it is a good day"

04-11-2017, 01:11 PM	#6
Barney Bear Senior Member Join Date: May 2004 Posts: 962 Thanks: 495 Thanked 273 Times in 174 Posts	Island Property Insurance Our property on East Bear Island has been insured since 1967 by Vermont Mutual through the Melcher & Prescott Agency in Laconia. 🐻

04-11-2017, 11:07 AM	#2
thinkxingu Senior Member Join Date: Jul 2014 Posts: 5,943 Thanks: 1,153 Thanked 1,962 Times in 1,212 Posts	I don't have specific recommendations, but New England Risk Management in Manchester might be a good start--they do a lot of the insurance for my association. Sent from my XT1528 using Tapatalk