JetSki Insurance

AC2717 · 11-18-2008, 03:01 PM

I was wondering if the wonderful forum members can tell me the best deal on JetSki insurance coverage wise and premium wise.
3 seater, 640cc (approx 62 horsepower) with 1989 trailer machine is a 88
Thank you as usual

Toyorelle · 11-19-2008, 09:43 AM

I have an older machine (a '99 Sea Doo). I went with $250,000 in liability insurance only. The value of the machine isn't worth the extra $$ for coverage. Went through J. Clifton Avery in Wolfeboro. Very nice people. I didn't get any hassles from them even though I keep the jet ski garaged in MA for the winter. I did at the other lakes region agency I use for my boat insurance (leaving them when this current policy expires). Best part was it is only $100 for the year.

chipj29 · 11-19-2008, 11:42 AM

I have mine (also a '99) with American Modern Home Insurance. I pay a little under $200 for full coverage. Limits are a bit lower though (25/50). That price does include my trailer.

ishoot308 · 11-19-2008, 03:05 PM

I know this isn't a jet ski, but I just bought a snowmobile and no one came close to Allstate Insurance price. I was told by the Allstate rep that their premiums on "toys" (boats, snowmobiles, etc, etc.) can't be beat.

Dan

chipj29 · 11-20-2008, 08:04 AM

Quote:

Originally Posted by ishoot308

I know this isn't a jet ski, but I just bought a snowmobile and no one came close to Allstate Insurance price. I was told by the Allstate rep that their premiums on "toys" (boats, snowmobiles, etc, etc.) can't be beat.

Dan

I can second that. I got a quote from Curt Wicks in Manchester, through Allstate. They quoted me under $200/year for my sled, plus liability only on my sons sled. I was paying almost $350/year for my sled alone through another carrier. I have not yet got a quote from them for my Sea Doo.

AC2717 · 11-20-2008, 08:14 AM

Quote:

Originally Posted by Toyorelle

I have an older machine (a '99 Sea Doo). I went with $250,000 in liability insurance only. The value of the machine isn't worth the extra $$ for coverage. Went through J. Clifton Avery in Wolfeboro. Very nice people. I didn't get any hassles from them even though I keep the jet ski garaged in MA for the winter. I did at the other lakes region agency I use for my boat insurance (leaving them when this current policy expires). Best part was it is only $100 for the year.

Do you know who your carrier is? I am looking for liability only as well possible price out PD

Toyorelle · 11-21-2008, 11:48 AM

Quote:

Originally Posted by AC2717

Do you know who your carrier is? I am looking for liability only as well possible price out PD

My carrier is Progressive. I'm sure I could have saved a couple more bucks if I didn't use the agent but it is so cheap anyways it's no biggie.

ishoot308 · 11-21-2008, 01:41 PM

Quote:

Originally Posted by chipj29

I can second that. I got a quote from Curt Wicks in Manchester, through Allstate. They quoted me under $200/year for my sled, plus liability only on my sons sled. I was paying almost $350/year for my sled alone through another carrier. I have not yet got a quote from them for my Sea Doo.

Mine was $149.00 for year round coverage on a new 2009 Ski Doo. No one came close!

Dan

11-18-2008, 03:01 PM	#1
AC2717 Senior Member Join Date: Apr 2007 Location: Maynard, MA & Paugus Bay Posts: 2,521 Thanks: 747 Thanked 344 Times in 257 Posts	JetSki Insurance I was wondering if the wonderful forum members can tell me the best deal on JetSki insurance coverage wise and premium wise. 3 seater, 640cc (approx 62 horsepower) with 1989 trailer machine is a 88 Thank you as usual __________________ Capt. of the "No Worries"

11-19-2008, 11:42 AM	#3
chipj29 Senior Member Join Date: Apr 2004 Location: Bow Posts: 1,874 Thanks: 521 Thanked 308 Times in 162 Posts	I have mine (also a '99) with American Modern Home Insurance. I pay a little under $200 for full coverage. Limits are a bit lower though (25/50). That price does include my trailer. __________________ Getting ready for winter!

11-19-2008, 09:43 AM	#2
Toyorelle Member Join Date: Jul 2008 Location: Dracut / West Alton Posts: 37 Thanks: 12 Thanked 1 Time in 1 Post	I have an older machine (a '99 Sea Doo). I went with $250,000 in liability insurance only. The value of the machine isn't worth the extra $$ for coverage. Went through J. Clifton Avery in Wolfeboro. Very nice people. I didn't get any hassles from them even though I keep the jet ski garaged in MA for the winter. I did at the other lakes region agency I use for my boat insurance (leaving them when this current policy expires). Best part was it is only $100 for the year.

11-19-2008, 03:05 PM	#4
ishoot308 Senior Member Join Date: Feb 2008 Location: Gilford, NH / Welch Island Posts: 5,930 Thanks: 2,287 Thanked 4,940 Times in 1,916 Posts	I know this isn't a jet ski, but I just bought a snowmobile and no one came close to Allstate Insurance price. I was told by the Allstate rep that their premiums on "toys" (boats, snowmobiles, etc, etc.) can't be beat. Dan