Do we really own our land?

[Crusty]

Originally Posted by root1

I no longer have a mortgage on either the waterfront property or on the house (across the street), so I have no recourse with title insurance.

I have been told that title insurance is good for as long as you own the property. They guaranteed clear title and if they missed something, they are liable. I'd suggest you at least check this with a local realtor or bank.