Dental Insurance ?

[Sue Doe-Nym]

Originally Posted by SailinAway

As a new Medicare recipient, before choosing Harvard Pilgrim and the Stride Value Rx Advantage plan I did well over 100 hours of research to understand Medicare and the various types of supplemental plans. It can make you crazy. I looked at every major insurance company and carefully compared all of the supplements on spreadsheets. When I had made a tentative decision I had a long conversation with a very good insurance agent to verify my findings. He agreed that for my specific situation, HP Stride Value Rx offers the most coverage for the least money. You have to carefully assess your needs and do a ton of research. I spoke with five or six insurance agents and found real holes in their knowledge of the baffling senior healthcare system. They would recommend plans without really knowing much about them or about the competition. Finally I found an agent with comprehensive knowledge. But what is right for one person isn't necessarily right for someone else.

If you have no objection, it would be helpful if you would give us the name of your knowledgeable agent. We just got a sizable rate increase in our supplemental coverage, and I am not sure we have what’s best for us. Too late to change course right now, but for future planning, the right agent could make a difference. Thanks in advance.

[SailinAway]

Originally Posted by Sue Doe-Nym

If you have no objection, it would be helpful if you would give us the name of your knowledgeable agent. We just got a sizable rate increase in our supplemental coverage, and I am not sure we have what’s best for us. Too late to change course right now, but for future planning, the right agent could make a difference. Thanks in advance.

His name is Todd Reagin, owner of Maine Medicare Options. https://www.mainemedicareoptions.com/
Phone numbers: (207) 370-0143 or (866) 976-9038

Don't be put off by the fact that he's in Maine. In my experience he was very knowledgeable about insurance and healthcare in New Hampshire and Massachusetts. His website says, "I am an independent insurance agent contracted with all the top Medicare health insurance plan companies available in New Hampshire and Maine." That means he has contacts at those companies and can call them directly to straighten out problems for you.

He was very generous with his time and in the end I was confident that I had made the best choice. You can read testimonials about him at https://my.setmore.com/bookingpage/3...e031ce/reviews I agree with all of them.

***Coincidentally, Todd has an excellent article on dental plans at his website: https://www.mainemedicareoptions.com/dental/

[BroadHopper]

I found Melcher and Prescott in Laconia pretty competent in explaining Medicare options to me. Make suggestions and go forward from there.
You will also find Servicelink is also helpful, not just Medicare, anything in elderly and disability cases. Even Medicaid. Both services are free!

I opt for Plan N over advantage as I travel a lot, skiing out West, vacationing in the Caribbean, business trips all over N. America etc. Advantage plans won't cover me outside this area.