Agent for Medicare supplemental insurance

Sue Doe-Nym · 12-02-2020, 07:49 PM

Someone a while back, one of the forum members, suggested an excellent agent who would be helpful in choosing appropriate Medicare supplemental insurance, and I cannot find the posts. If anyone can help, we’ll be grateful. The deadline to change is coming right up. Thank you in advance.
Sue

Seaplane Pilot · 12-02-2020, 08:11 PM

Hi Sue,

Maybe it was in this thread, post #34?

https://www.winnipesaukee.com/forums...ent#post324975

Good Luck

Descant · 12-02-2020, 08:19 PM

I don't remember a thread here, but I called and trust USAA. I called a couple of the numbers advertising on TV. One directed me to a variety of other insurances (car, home, disability). Another hung up when I gave them my ZIP code. I'd say, lots of scams preying on elders. If you have children or other younger advisors, talk to them before you buy.

Sue Doe-Nym · 12-02-2020, 08:25 PM

Quote:

Originally Posted by Seaplane Pilot

Hi Sue,

Maybe it was in this thread, post #34?

https://www.winnipesaukee.com/forums...ent#post324975

Good Luck

That’s the one! I can’t thank you enough for getting back to me so quickly! We spent hours on the phone this afternoon, and the Anthem agents were not helpful or knowledgeable....very frustrating, to say the least. The two of us are in foul moods as a result, so tomorrow morning will be more productive, hopefully.
Thanks again.
Sue

Reilly · 12-03-2020, 04:13 AM

Quote:

Originally Posted by Sue Doe-Nym

That’s the one! I can’t thank you enough for getting back to me so quickly! We spent hours on the phone this afternoon, and the Anthem agents were not helpful or knowledgeable....very frustrating, to say the least. The two of us are in foul moods as a result, so tomorrow morning will be more productive, hopefully.
Thanks again.
Sue

If you would like I will PM you the name & number of a very up to date & honest gentleman from Gilford

tis · 12-03-2020, 05:48 AM

Sue, I don't know from personal experience but a lot of people from the Wolfeboro area use Doran Insuance in Wolfeboro for this. It is almost across from the Wright Museum in Wolfeboro. From what I hear it is one of their specialities.

BroadHopper · 12-03-2020, 07:49 AM

I find Servicelink of NH very helpful and figuring out the ins and outs of not only Medicare but Medicaid as well. They have an office in Laconia.

As for supplemental, I choose Melcher and Prescott in Laconia. They determine your needs first before finding a supplemental to fit your need. They are an independent agent so you can choose from a variety of vendors. At the end of the annual Medicare brochure, you should find a catalog of companies.

I found out just recently my credit union, has an independent insurance specialist on staff. She also gave my guidance. Her opinions and Melcher and Prescott were pretty much in line. So I get to pick a nice, reasonably priced package. Check with your bank!

Sue Doe-Nym · 12-03-2020, 08:02 AM

Your helpful replies should also be guides for others with similar questions. Also received number of PMs, and appreciate those as well.

Woodsy · 12-03-2020, 08:23 AM

Give Kelly a call.... she is AWESOME and local!

https://benefitspuzzle.com/

Woodsy

mishman · 12-03-2020, 06:47 PM

I had posted last year that I found an agent particularly helpful and not pushy. I ultimately went with his recommendation and was very satisfied. He proactively contacted me in September suggesting two other Medicare Advantage plans that were now available in my part of the Lakes Region and were even better for me for this year. I highly recommend him. Hope he can help you.

Kevin Woosley
p. 877-581-5373 ext. 632 │ f. 855-844-5679
kwoosley@hpone.com

SailinAway · 12-06-2020, 12:14 PM

I believe you're referring to my post at https://www.winnipesaukee.com/forums...nt#post324975:

"His name is Todd Reagin, owner of Maine Medicare Options. https://www.mainemedicareoptions.com/
Phone numbers: (207) 370-0143 or (866) 976-9038"

I had spectacular service from him. Extremely knowledgeable and wise. I recommend him with no reservations at all.

I have an Advantage plan from Harvard Pilgrim called "Stride" that I've been pretty happy with. A full shoulder replacement cost me about $550 and full hip replacement was about $1200 out of pocket, everything included (physical therapy etc.), which is a fraction of the full cost for those interventions. On the negative side, I pay about $3000 for Medicare A & B plus the Advantage plan (which is only an extra $44 a month) and used almost no health services this year due to the pandemic. But that's what happens with insurance---you buy it "in case" you need it, and you feel a bit cheated if you pay that much and don't need it.

A question I've never resolved is how much those joint replacements would have cost me if I had NO extra insurance except for the free part of Medicare (Part A). Some experts claim it would come out to about the same.

If you have anything complicated in your personal situation, I don't recommend Service Link. I met with them and found they were not knowledgeable about some thorny issues going beyond the ordinary.

Sue Doe-Nym · 12-06-2020, 12:28 PM

After many phone calls on this, it turns out that sticking with what we have is the best solution because it’s “grandfathered”, no longer offered to new applicants, and is more comprehensive and less expensive than its replacement. So....before you scrap what you have in place, be sure that the change is warranted.

12-02-2020, 07:49 PM	#1
Sue Doe-Nym Senior Member Join Date: Jul 2009 Posts: 1,425 Thanks: 743 Thanked 788 Times in 413 Posts	Agent for Medicare supplemental insurance Someone a while back, one of the forum members, suggested an excellent agent who would be helpful in choosing appropriate Medicare supplemental insurance, and I cannot find the posts. If anyone can help, we’ll be grateful. The deadline to change is coming right up. Thank you in advance. Sue

12-03-2020, 07:49 AM	#7
BroadHopper Senior Member Join Date: Oct 2004 Location: Laconia NH Posts: 5,570 Thanks: 3,205 Thanked 1,101 Times in 793 Posts	Medicare and Medicare Supplements I find Servicelink of NH very helpful and figuring out the ins and outs of not only Medicare but Medicaid as well. They have an office in Laconia. As for supplemental, I choose Melcher and Prescott in Laconia. They determine your needs first before finding a supplemental to fit your need. They are an independent agent so you can choose from a variety of vendors. At the end of the annual Medicare brochure, you should find a catalog of companies. I found out just recently my credit union, has an independent insurance specialist on staff. She also gave my guidance. Her opinions and Melcher and Prescott were pretty much in line. So I get to pick a nice, reasonably priced package. Check with your bank! __________________ Someday may never be an actual day.

12-03-2020, 08:02 AM	#8
Sue Doe-Nym Senior Member Join Date: Jul 2009 Posts: 1,425 Thanks: 743 Thanked 788 Times in 413 Posts	Thanks to you all.... Your helpful replies should also be guides for others with similar questions. Also received number of PMs, and appreciate those as well.

12-03-2020, 08:23 AM	#9
Woodsy Senior Member Join Date: May 2004 Location: Weirs Beach Posts: 1,965 Thanks: 80 Thanked 979 Times in 440 Posts	Give Kelly a call.... she is AWESOME and local! https://benefitspuzzle.com/ Woodsy __________________ The only way to eliminate ignorant behavior is through education. You can't fix stupid.

12-03-2020, 06:47 PM	#10
mishman Senior Member Join Date: Mar 2010 Posts: 178 Thanks: 59 Thanked 96 Times in 43 Posts	I think it was my previous post I had posted last year that I found an agent particularly helpful and not pushy. I ultimately went with his recommendation and was very satisfied. He proactively contacted me in September suggesting two other Medicare Advantage plans that were now available in my part of the Lakes Region and were even better for me for this year. I highly recommend him. Hope he can help you. Kevin Woosley p. 877-581-5373 ext. 632 │ f. 855-844-5679 kwoosley@hpone.com

12-02-2020, 08:11 PM	#2
Seaplane Pilot Senior Member Join Date: Apr 2004 Posts: 1,177 Thanks: 664 Thanked 943 Times in 368 Posts	Hi Sue, Maybe it was in this thread, post #34? https://www.winnipesaukee.com/forums...ent#post324975 Good Luck

The Following User Says Thank You to Seaplane Pilot For This Useful Post:
Sue Doe-Nym (12-02-2020)

12-02-2020, 08:19 PM	#3
Descant Senior Member Join Date: Mar 2006 Location: Merrimack and Welch Island Posts: 4,337 Thanks: 1,339 Thanked 1,620 Times in 1,052 Posts	I don't remember a thread here, but I called and trust USAA. I called a couple of the numbers advertising on TV. One directed me to a variety of other insurances (car, home, disability). Another hung up when I gave them my ZIP code. I'd say, lots of scams preying on elders. If you have children or other younger advisors, talk to them before you buy.

The Following User Says Thank You to Descant For This Useful Post:
Sue Doe-Nym (12-02-2020)

The Following User Says Thank You to Reilly For This Useful Post:
Sue Doe-Nym (12-03-2020)

12-03-2020, 05:48 AM	#6
tis Senior Member Join Date: Jan 2006 Posts: 6,700 Thanks: 751 Thanked 1,454 Times in 1,011 Posts	Sue, I don't know from personal experience but a lot of people from the Wolfeboro area use Doran Insuance in Wolfeboro for this. It is almost across from the Wright Museum in Wolfeboro. From what I hear it is one of their specialities.

The Following User Says Thank You to tis For This Useful Post:
Sue Doe-Nym (12-03-2020)

The Following User Says Thank You to BroadHopper For This Useful Post:
Sue Doe-Nym (12-03-2020)

The Following User Says Thank You to mishman For This Useful Post:
Sue Doe-Nym (12-03-2020)

12-06-2020, 12:14 PM	#11
SailinAway Senior Member Join Date: Apr 2019 Posts: 991 Thanks: 256 Thanked 280 Times in 169 Posts	I believe you're referring to my post at https://www.winnipesaukee.com/forums...nt#post324975: "His name is Todd Reagin, owner of Maine Medicare Options. https://www.mainemedicareoptions.com/ Phone numbers: (207) 370-0143 or (866) 976-9038" I had spectacular service from him. Extremely knowledgeable and wise. I recommend him with no reservations at all. I have an Advantage plan from Harvard Pilgrim called "Stride" that I've been pretty happy with. A full shoulder replacement cost me about $550 and full hip replacement was about $1200 out of pocket, everything included (physical therapy etc.), which is a fraction of the full cost for those interventions. On the negative side, I pay about $3000 for Medicare A & B plus the Advantage plan (which is only an extra $44 a month) and used almost no health services this year due to the pandemic. But that's what happens with insurance---you buy it "in case" you need it, and you feel a bit cheated if you pay that much and don't need it. A question I've never resolved is how much those joint replacements would have cost me if I had NO extra insurance except for the free part of Medicare (Part A). Some experts claim it would come out to about the same. If you have anything complicated in your personal situation, I don't recommend Service Link. I met with them and found they were not knowledgeable about some thorny issues going beyond the ordinary.

12-06-2020, 12:28 PM	#12
Sue Doe-Nym Senior Member Join Date: Jul 2009 Posts: 1,425 Thanks: 743 Thanked 788 Times in 413 Posts	Thanks for the help! After many phone calls on this, it turns out that sticking with what we have is the best solution because it’s “grandfathered”, no longer offered to new applicants, and is more comprehensive and less expensive than its replacement. So....before you scrap what you have in place, be sure that the change is warranted.