No excuses!
One important issue though is that we not let ourselves off the hook when we find a particular charity is not as efficient as we would like.
It's great if we decide that a particular charity is inefficient, and then we find a better group to help. But too often people decide a particular group is inefficient, and then smugly sit back and do nothing. Much better to send $100 to a group that spends "only" x% on direct services than to do nothing.
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