Combine for discounts
Almost every company wants both home and auto and gives discounts accordingly. Switching just one line or one car will be a loser for you. Liberty Mutual pricing is great if you fit their niche for rating, otherwise their rates may be average although I think service is still good. If you or a family member has any sort of military affiliation, USAA can't be beat. If you have unique needs, check those out before you switch car and home. Examples, large umbrella, commercial or investment prosperity, second home on a barrier island etc. If you don't have an Umbrella, you probably should. Ask about it. Prices vary more on those and could wipe out a chunk of any base policy savings.
No rush. You can usually add your new car to the existing policy and change at your convenience.
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