Reading the Forum, two of the busiest boaters are Steve On Mark and I Shoot 308. I think both own a pontoon and a 24'foot Eastern or similar. The single hull enclosed cabin is for all purpose, all weather, pending weather, every day use. The pontoon is for work, hauling material and occasional group cruising.
To me, if you want to go out when you "might get caught in the weather", I'd avoid pontoons. If you want all weather boating, a cabin or canvas enclosure over a real boat hull seems to be the way to go. Summary: use a boat 50-60 days a year, use a pontoon 30 days a year, based on weather. I'm sure there are islander exceptions, but I'm looking at posts from folks who own both types.
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