I have a Bank of America Worldpoints visa, both personal and for my business. We spend a LOT each month in purchases on the company card and pay it off immediately so my points rack up fast. The points can be used for cash back, travel, or at many online retailers. I typically use mine for plane tickets. I have had trips to Florida where I was able to fly all 5 of us for points only. My last trip was about $3k in airfare, points accumulated this time around paid for half.
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