Do the timing belt now. Give serious consideration to replacing the water pump and head gasket at the same time, and you'll have many more miles of enjoyment and dependability.
By the way, in 2011 the Subaru Forester models started using a timing "chain" which means no need to ever replace (as others above have said).
Not sure which model you own, but vehicles with timing "belts" should always have their timing belts routinely replaced between 90K and 105K miles.
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