Agree on the various "modest" definitions. Also that $ per sq/ft isn't the best metric. But its probably the least granular metric one can use to do a litmus test on whether you are ready to move forward or not. Even better would be a spreadsheet like you mentioned where you could plug some dimensions and finishes in and get a price +/- $50k let say. I'd hate to bother contractors and get some quotes only to find out I'm not even close to having enough cash. In lieu of a Cost Estimator tool I'm left with using the cost per sq/ft.
Again, its just a high level litmus test that allows me to get from "Gee, I wonder if this is the year" to " Gee, this might be possible this year, where are all of those pictures of houses I've kept."
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