Quote:
Originally Posted by The Real BigGuy
We are on an island. A few years ago my wife went insurance shopping and called everyone, even USAA,although neither of us were in the military. The USAA rep was very nice and told her to try Liberty Mutual. We did and saved a couple hundred $. No hassles, no pictures, etc. We are now less than 1/3 of the $1500 that was mentioned
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Our island property is also in a trust. Liberty Mutual requested a copy of the trust back when we started in the 90's. I think trusts are more common now, so maybe not an issue anymore. My recollection is that they wanted primary home as well as the camp so that there were no/fewer hassles in the event of a claim as to which policy or company covered. Never had a claim. One of our neighbors had a fire claim with Liberty maybe 25 years ago. They were happy with the coverage and the service.