"I can't currently swing #3 as it would be $800-1k with batteries, charger, regulator, switch, etc."
Huh? 2x $79 for batteries, a manual switch is around $39 and auto is around $79...
You are in for about $250 if you buy 2 new batteries and do it yourself.
My last boat had an auto switch, I loved it. My current boat is manual and it's ok, but I do have an auto one to replace it when I get some 'me' time.
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