I will respectfully suggest that you, the vehicle owner, are responsible for yourself, your vehicle, and anything attached to or set into motion because of it.
As an example: If you hit a fence post and it flies through the air and hits something, you are responsible for any damage or injury.
The same logic applies to a boat and trailer. If you are towing them you are responsible for any damage that ocurs. If it becomes detached from your vehicle, you will still be responsible for any damage that occurs because you are the party responsible for the damage.
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