Hard to go wrong with a 13' Boston Whaler. I was amazed how much it could carry and how well it handled chop when we borrowed one while our main boat was busted.
They might be a little heavy to just haul up on the beach in the winter, but I see lots of people with makeshift tracks with a winch to do this with.
There are always several for sale on craigslist
You can probably use it for several years and sell it for what you paid for it since they're very popular.
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