Residential to Commercial?
I'm not sure what specific property you're referencing but you can not just decide unilaterally to build commercial property on land that is zoned residential. Winnipesaukee has some of the strictest building codes you'll find in the entire state of NH. Our old cottage was just 16' from the water's edge when we tore it down. The new code is 50' from waters edge unless you build on the same exact footprint which we did not wish to do. To gain additional square footage from the board (no environmental concessions; they are not negotiable I'm happy to report) we moved the house back to the 50' line. Beyond that we were afforded no other concessions, the board and the state would allow no further changes.
Anyone asserting that you can build as you wish on Winni is dreaming or has never built there. The code is very strict and strictly enforced as it should be in such a beautiful place.
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