I pay Long Bay fees of $1,750/year and my "village" fee is $500/year.
We own our home and lot.
Real estate agents and their clients sometimes get the fee numbers wrong.
Due diligence is a must.
Regarding an owned boat slip:
Check with the town to see what the annual taxes are.
Also, there may be an annual fee for general dock maintenance.
If your intention is to make it your permanent residence in five years you may benefit from waiting a while.
The vacation home demand here may have peaked and more reasonable prices could be on the horizon.
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