Who Do You Insure?
Do you list all boat drivers in your household on your insurance policy or just yourself? I list our family of four but my wife never drives and my young but technically adult-aged kids only drive occasionally. I'm looking for ways to reduce the premium and wondering if I really need all 4 of us on the policy.
I guess the other side of this is, if I only list myself and my wife decides to drive one day is she technically "uninsured"?
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