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Old 07-26-2012, 06:06 PM   #18
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I have owned many retail stores and merchant accounts. I have seen all sides of this. I have received chargebacks, had to file them too.

Tourist areas are high risk. Recently I was in Key West and my bank called me because they suspected my card # was leaked to a merchant in TX using a "test charge". Thinking back I used the card a lot. It may not be the merchant, but an employee taking an magnetic imprint of the card.

Yes you are protected against fraud. If you question something, just pay cash, its easier, especially with a small street merchant. Good idea to recycle the card # every 3-6 months if you use it that much.
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