There is another facet to this, and that is privacy. If an insurance company gets a hold of your credit card bill, they can count the number of times you bought an ice cream and correlate it to your health, or more to the point: Imagine a divorce lawyer who analyses where you went, demanding who ordered the more expensive item, they have proof you went. Wait, this actually happened to me, so no imagination is necessary.
If you don't want your life under a microscope, use cash; if you accept accusations and implications of your life made by others, by all means, put your complete life on paper.
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