electrical misconceptions
A 120v device submerged in the lake will have no effect on swimmers since the current is discharged and dissipated into the water which is a huge ground. The only way someone could get a shock is if someone handed them a wet pump with a leaky wire while they were standing in the water, thus completing a path to ground (the lake). This would also trip a GFCI CB. We have a sumberged 240v well pump as our water supply and I've actually only felt a slight tingle when touching the pump while running. I know that the wiring on those pumps is not watertight.
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