Quote:
Originally Posted by TiltonBB
I always carry cash. I may be different, but it surprises me that someone would write a check to buy ice cream. Then again, I am surprised when someone pulls out a credit card to buy a cup of coffee. I assume that only a small percentage of people bounce checks so I think in most cases fees are not a factor.
|
I rarely use cash. Maybe 6 times a year, if that. Everything I buy, I use a credit card or phone/watch (ApplePay) to pay. The main reasons are two. It's a lot quicker and I get cash back (2% to 6%) every month (about $800 total last year). I pay no fees, I have no coins weight down my shorts, and all my transactions are recorded for my later review. All my cards get paid off every month automatically by debit from my bank account. I'm actually amazed how many establishments accept payment by tapping my phone or watch on the cashier display. Quick tap and I'm out without waiting for someone to count out my change.