Jon:
Very few insurance companies insure sleds. The one I use is Foremost Insurance Group, Grand Rapids, MI. I think Program Managers is the agent. They can be reached at 1-800-473-0111. I haven't put liability insurance on the sleds the past two years due to the lack of snow; if they don't leave the garage it's tough to get in trouble!
I think the tab for my two sleds was a little less than $500.00 combined, the last time I signed up. You should also consider an umbrella policy as well, they tend to run about $250.00 a million. Let me know how you do.
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