90% of the time using an independent agent far outweighs a direct writer, plus the agent knows what coverage you should have, vs. you trying to pick them, and if they don't you have recourse against them. Plus you have someone to fight for you with a claim
Direct writers in the Northeast are the worst, they are not used to our frugalness and knowledge.
sorry independent agent on his soap box stepping off now
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Capt. of the "No Worries"
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