Like others have said $450-600k is around the minimum for what I have seen for owning your own waterfront on main parts of Winnipesaukee. There are some canal access properties under $450k. You can also find some detached or attached condos for half of that (or even less) with moorings or docks or there are also non-waterfront homes with deeded docks.
If boating isn't a priority for now you can buy a home in an association with moorings and docks and get on their list for a dock later. We are not frequent boaters and don't make it up every weekend so we are leaning toward a condo or single family home in an association and then potentially buy waterfront later when we are spending a good chunk of our summers up at the lake.
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