I still think it depends on each individual circumstance . How big is your estate, what are your other income needs, are you responsible for others. I certainly will not keep 50% in cash but thats because i have a financial plan. The best advise is to get advise. I do remember in the early nineties saying the market was overpriced and did leave a lot in cash and missed a hugh rally
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it's tough to make predictions specially about the future
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