Quote:
Originally Posted by thinkxingu
Sorry to throw this thread off-topic, but is this a publicly offered service? Specifically, do we have public workers who represent clients against insurance companies? I've never had the need for one, but I remember a case some years back in my town about an insurance refusing to replace burnt support beams in a house because they could be "sealed and painted" instead.
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No, they are private companies that will work with and negotiate with your insurance company to settle the claim in your best interest. Some get more involved like making arrangements for clean up, boarding a building after a fire Etc.
Many work for 10% of the claim amount but the theory is that they will increase your settlement by more than the 10% so it is a win for you. They generally know the law and more angles than you do so they can be of some help. I just settled a claim less than three weeks ago for a property that had a building fire and would be glad to share my experience and suggestions.