in order to comply with the rule sof your policy you must list all drivers in the household, if the are not in the household and are occasional drivers then you should be fine.
Most boat policies do not care about the drivers and their motor vehicle records but on some they care and price to that affect. For Example, Travelers boat policy asks that you list any boat drivers in the household but does not ask for boater license numbers just their experience, Gieco and Progressive use the drivers as a credit check with their drivers license and their driver record (car) and adjust pricing accordingly. The main factor on a boat insurance policy is Horsepower and style of boat and where it is being navigated (inland waterways vs coastal).
Best would be to ask your direct writer if the drivers factor in or not. If through your agent, they will know as well.
With boating it is different than a car and believe it or not there is more opportunity to have a no listed driver drive the boat than a car.
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Capt. of the "No Worries"
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