Winnipesaukee Forum - View Single Post - Agent for Medicare supplemental insurance

SailinAway · 12-06-2020, 12:14 PM

I believe you're referring to my post at https://www.winnipesaukee.com/forums...nt#post324975:

"His name is Todd Reagin, owner of Maine Medicare Options. https://www.mainemedicareoptions.com/
Phone numbers: (207) 370-0143 or (866) 976-9038"

I had spectacular service from him. Extremely knowledgeable and wise. I recommend him with no reservations at all.

I have an Advantage plan from Harvard Pilgrim called "Stride" that I've been pretty happy with. A full shoulder replacement cost me about $550 and full hip replacement was about $1200 out of pocket, everything included (physical therapy etc.), which is a fraction of the full cost for those interventions. On the negative side, I pay about $3000 for Medicare A & B plus the Advantage plan (which is only an extra $44 a month) and used almost no health services this year due to the pandemic. But that's what happens with insurance---you buy it "in case" you need it, and you feel a bit cheated if you pay that much and don't need it.

A question I've never resolved is how much those joint replacements would have cost me if I had NO extra insurance except for the free part of Medicare (Part A). Some experts claim it would come out to about the same.

If you have anything complicated in your personal situation, I don't recommend Service Link. I met with them and found they were not knowledgeable about some thorny issues going beyond the ordinary.

12-06-2020, 12:14 PM	#11
SailinAway Senior Member Join Date: Apr 2019 Posts: 991 Thanks: 256 Thanked 280 Times in 169 Posts	I believe you're referring to my post at https://www.winnipesaukee.com/forums...nt#post324975: "His name is Todd Reagin, owner of Maine Medicare Options. https://www.mainemedicareoptions.com/ Phone numbers: (207) 370-0143 or (866) 976-9038" I had spectacular service from him. Extremely knowledgeable and wise. I recommend him with no reservations at all. I have an Advantage plan from Harvard Pilgrim called "Stride" that I've been pretty happy with. A full shoulder replacement cost me about $550 and full hip replacement was about $1200 out of pocket, everything included (physical therapy etc.), which is a fraction of the full cost for those interventions. On the negative side, I pay about $3000 for Medicare A & B plus the Advantage plan (which is only an extra $44 a month) and used almost no health services this year due to the pandemic. But that's what happens with insurance---you buy it "in case" you need it, and you feel a bit cheated if you pay that much and don't need it. A question I've never resolved is how much those joint replacements would have cost me if I had NO extra insurance except for the free part of Medicare (Part A). Some experts claim it would come out to about the same. If you have anything complicated in your personal situation, I don't recommend Service Link. I met with them and found they were not knowledgeable about some thorny issues going beyond the ordinary.