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Old 10-27-2017, 09:05 AM   #15
FlyingScot
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Default Second for Vanguard

I'm with Doobs on Vanguard. As you'll see on their website, which is corroborated by tons of independent academic research available elsewhere, minimizing financial planning and management costs is critical to long-term returns. The 1%/year that most planners or investment firms charge adds up incredibly when you have a 10-20 year horizon. Furthermore, virtually nobody beats market indexes over extended time periods.

Vanguard will not give you the warm fuzzies that a local face-to-face will, but their telephone support is surprisingly good, and it will leave thousands of dollars more in your pocket.

Good luck!
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