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Originally Posted by SailinAway
As a new Medicare recipient, before choosing Harvard Pilgrim and the Stride Value Rx Advantage plan I did well over 100 hours of research to understand Medicare and the various types of supplemental plans. It can make you crazy. I looked at every major insurance company and carefully compared all of the supplements on spreadsheets. When I had made a tentative decision I had a long conversation with a very good insurance agent to verify my findings. He agreed that for my specific situation, HP Stride Value Rx offers the most coverage for the least money. You have to carefully assess your needs and do a ton of research. I spoke with five or six insurance agents and found real holes in their knowledge of the baffling senior healthcare system. They would recommend plans without really knowing much about them or about the competition. Finally I found an agent with comprehensive knowledge. But what is right for one person isn't necessarily right for someone else.
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If you have no objection, it would be helpful if you would give us the name of your knowledgeable agent. We just got a sizable rate increase in our supplemental coverage, and I am not sure we have what’s best for us. Too late to change course right now, but for future planning, the right agent could make a difference. Thanks in advance.