Due diligence, you figure this stuff out before you buy. That's what I did, and I learned a lesson, non dock related, with an HOA. The lesson was that you need to show up to meetings and be active otherwise, the loudmouths rule.
These Johnie come lately types should put their focus to building more docks rather than upsetting the apple cart, it can be done, but it's highly unlikely they would put their money where their mouths are.
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