Quote:
Originally Posted by thinkxingu
One other note, about the mortgage payoff: on the night I signed a second mortgage for our camp and started teaching night school to pay for it, I listened to my first episode of Dave Ramsey, in which he told "me" that I'd just made a huge mistake creating more debt. Nine years later, and I still disagree with him, but I have totally changed a lot of what I do financially and am now almost debt-free at 45.
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This is awesome. I wish I had the stones to do that at age 36--my wife and I were too hung up on it being "irrational" to buy. Even better--you're now a financial genius with a huge return on your downpayment of nine years ago (and that's not including all the fun you've had!)