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camp guy · 08-23-2023, 05:17 PM

My experience with insurance, for boats in particular, is to have a comfortable relationship with the Agent representing the carrier, and to ask a lot of "what if..." questions before deciding which Company and what specific policy to purchase. During my life I have stayed away from "1-800..." companies, preferring to use a local Agency and local agent. My biggest hope is that "you" never need to use your insurance, but if you do, having a local agent makes life a lot easier when it comes to filing a claim.
Sometimes when an insurance deal looks too good to pass up, that is exactly when it is time to pass it up.

08-23-2023, 05:17 PM	#22
camp guy Senior Member Join Date: Apr 2004 Location: formerly Winter Harbor, still Wolfeboro Posts: 1,137 Thanks: 284 Thanked 482 Times in 272 Posts	Reasonable boat insurance My experience with insurance, for boats in particular, is to have a comfortable relationship with the Agent representing the carrier, and to ask a lot of "what if..." questions before deciding which Company and what specific policy to purchase. During my life I have stayed away from "1-800..." companies, preferring to use a local Agency and local agent. My biggest hope is that "you" never need to use your insurance, but if you do, having a local agent makes life a lot easier when it comes to filing a claim. Sometimes when an insurance deal looks too good to pass up, that is exactly when it is time to pass it up.