Some of this question/answer depends on the size of the boat and availability of inside vs. SW.
I stored outside for many years with shrink wrap. No problems. New to me boat with lots of bright work, I opted for inside, although I was on a wait list for awhile. Couple $ hundred extra, but I like the security. And no duct tape to remove in the spring. If you have valet available, which is sort of indoors--depends on the marina--I'd go for that. Many years ago, I covered with canvas. Somehow, it was always cold, windy, rainy, the day I selected, so I went to shrink wrap and paid for it. Good decision. When indoors came available, I went for it. Personal choice, not bet
ter one way or the other.
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