This got me wondering just what my coverage is at this time. I have BoatUS with agreed value on the boat. My umbrella policy of $1,000,000 excess insurance costs me $217.00. A bargain for peace of mind. We had the umbrella when living on Cape Cod. Once an incident happened that our son actually had no involvement in other than as a bystander, the umbrella paid lawyer fees.
Not that the fees were extravagant. I always carried high insurance due to my occupation.
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I am a retired workaholic and continuing aquaholic
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