TowBoat US has been good for me. I have used it many times over the years on the Cape, at least 3 times from Nantucket to Dennis. I get the Gold Coverage so they pay for everything- no muss no fuss. My annual dues expire in January. I wait until May to upgrade the towing to Gold so it is pro-rated and less expensive.
Used it once on the lake. Ripped the outdrive off on a rock. (who knew the darn rocks could leap up and hit your outdrive?!) A very Good Samaritan quickly saw the incident and towed us to Trexler's. Without forward motion we would have sunk.
When BoatUS showed up he brought the passengers and I back to Paugus. Although he took a longer route back than I would have taken, it was still a good experience.
My vote is for BoatUS.
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