I would take a look at this used Cobalt 206 bowrider. Cobalt is one of the best quality family boats.
http://www.channelmarine.com/pre_own...sp?veh=3851744
The advantage of a boat like this is you'll be able to sell it for close to what you paid when you have a better idea of what you're looking for in a few years. If you buy a 2014 or other newer boat it will depreciate rapidly in the first few years. This boat also has plenty of power for watersports or to get back home quickly when bad weather is approaching.
Channel Marine is great and should be happy to take you on a test ride too.