USAA, if you can qualify. Liberty Mutual has great prices for those who meet their standards. USAA has a joint arrangement with Progressive for boats and misc. stuff that they don't do directly, but you still get USAA service levels. Insurance companies are using a "Fair Isaac" software program for pricing, so you really have to do price shopping for individual situations. My good price may not be yours, etc . My experience is that both USAA and LM are loyal to clients in terms of claims and cancellations etc.
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