"They’re more likely than previous generations to attend college—which means they’re more likely to have student debt. That, naturally, leads to less discretionary income. “The difference between $15K and $26K of student debt is $130/month, which is equivalent to a monthly loan payment on a ~$8,000 bike,” the analysts wrote."
https://www.barrons.com/articles/mot...-it-1523632340
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