I can't speak to the Formula although they are beautiful boats. I own a 2015 Cobalt R5. Bought it used at the beginning of last season. We use it for water sports and cruising the lake. I find it to be the perfect boat for Lake Winnipesaukee. Very comfortable ride and lots of storage. The drop down swim platform makes it very easy to get in and out of the boat. Handles the chop on windy days very well.
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