I agree with HellRazor
I think it that it is stating it will not protect your body from impact like a bullet proof vest or falling and hitting the ground, as it is not made to do anything else but keep you a float, but if you hit the water over 50mph there is a good chance it could break apart and not do its job
my guess is someone probably sued a manufacturer back in the day because it is called a life vest and it did not save a life and it did not involve staying a float
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