It is good that you feel intimidated in being new to the lake. That suggests a healthy level of respect. I love the Dow/Whortleberry area and that section of the lake does seem small compared to the rest of the lake but it is also loaded with hazard to the uninitiated. The north side of the island (toward the graveyard) has a string of hazards that line the island that go over 1/2 mile off shore with some nasty rocks inside them. Identify them and be aware.
The west side has a narrow "channel" of hazards between Dow and the mainland. East side is most approachable. You can avoid the Graveyard if nervous by swinging east of Whortleberry and between Melvin and Chase islands.
Not sure where you are launching but you probably also should be aware of the 6 pack and the markers as you near the Long Island Bridge. The deeper you go into Moultonboro Bay (towards Greens Basin)...the more you have to be aware of hazards even out in the middle.
As for the Broads, at least there is limited areas to worry about hazards. Watch the weather forecast and if the wind exceeds 10 mph...consider staying in your section of lake. Going to Center harbor area is a good "compromise".
Finding dock space in Weirs, Merideth and Wolfboro can pose challenges on weekends.
When following someone, don't consider they know what they are doing...there are many who do not. Be aware of no wake zones and the 150 foot rule. Consider picking up a bizer map of the lake and the Navionics program for your cell phone. They will provide good information for learning the lake. Be cautious but don't let that stop you from exploring on good days (especially early in the day and on weekdays).
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