Use the tools at Fidelity
PeterG - great explanations! Everyone does have to decide what they want to pay... and I agree that anyone selling annuities or other insurance for investment will make more money than you will make. We use Fidelity and have for many years. They have super online tools and really well-versed people to talk with as well. I have my IRA in Fidelity spread out over about 30 mutual funds and several stocks. In the last year it has increased by about $12K. Of course, back in 2008/2009 it tanked as did most other investments. You really have to educate yourself on what you want to do, how much you want to fork over!
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