I went through this in Mass just a few years ago. Due to almost unbelievable price discrimination, Delta Dental is an absolute must. Missing from the comments against dental insurance is that Delta caps the amount that your dentist can charge BEFORE the issue of coverage amount comes up.
Ask your dentist how much he charges for a cleaning, filing, whatever, to a noninsured patient. Then ask how much Delta allows him to charge a covered patient. It's not 10 or 20% less, it's enough to make your head explode. (Sadly, this is another example of how the struggling often pay more than the well off in our society.)
This issue is even highlighted on the Delta website, where you can buy a plan that has zero coverage, but allows you to take advantage of their price caps. It's extortion
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